How To Dial Down Premium To Make An LTCi Policy More Affordable

The Situation Your client understands the need for Long-Term Care Insurance (LTCi), but feels the premium is too costly - they want the policy, but can’t afford the premium. The Sales Solution With...

Clients Find New Value with Employee Assistance Programs (EAP)

We have partnered with the nation’s Top Carriers to provide your clients with Employee Assistance Programs (EAP) that best suit their demographics and needs. How it works: EAP is added to group...

Taxable Estates: The Do's And Don'ts Of Designations On Life Policies

Why is it that the most important item on an insurance application is allocated so little space?  Why is it that the second most important item gets equally parsimonious treatment? All that other stuff...

How Much Life Insurance Is Enough?

Determining the correct amount of life insurance protection remains a mystery to many.  Recent studies show that most adults continue to lack adequate amounts of coverage - and close to two-thirds...

Can You Get A Sweet Deal For Challenging Cases?

Diabetes, there's no way to candy-coat it - this all too common yet serious disease can present some challenges in life underwriting. An estimated 1.7 million Americans are diagnosed with diabetes each...