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One challenge with presenting the need for long-term care is that it is viewed as a risk, not a certainty.

It’s not that your clients don’t want the coverage, but convincing someone to allocate funds towards something they may never use can be a difficult objection to overcome.

Good news – Asset Based Long-Term Care (LTC) with Guaranteed Premiums paid for life is here.

It allows your clients to use the LTC benefit if needed – and if they don’t, they can leave the death benefit or accumulated value to their estate.

Clients receive a guaranteed amount of life insurance.  All of which may be used for qualifying long-term care expenses – also, the premium is credited with a guaranteed interest rate, raising the cash value each month.

With the use of the OneAmerica Care Solutions® Rate Calculator, financial advisors can run a quote for key Asset-Care individuals anywhere, anytime.  Plus, get an easy to understand take-home guide for your clients.

Access the OneAmerica® Care Solutions Calculator and run a quote today

Contact your LTC Sales & Marketing Team to learn more.