We can help you to write your first DI policy or assist you in generating more production in the Disability Marketplace.  Remember to ask your client’s about how they would pay for their various living expenses in the event that they could not earn their income at work due to sickness or injury. If...

When it comes to enrolling employees in their benefits plan, “easy” isn’t what usually comes to mind, especially now during Q4 and a COVID environment.  That’s why CPS has Partnered with Enrollment Teams to offer tailored solutions for companies working virtually and those working on site. We...

Think Pink.  Think Compassion.  Think Care.  Think Ahead. October is Breast Cancer Awareness Month.  Agents and brokers, reach out and talk with your clients about what they can do today to make things easier should the unexpected happen. While the chances of surviving a critical illness such as cancer,...

Protecting one’s ability to earn an income remains among the most important financial planning goals for many individuals. Without income, many financial strategies can simply derail. Yet, many employees with employer paid LTD plans could be under-insured in the event they became too sick or injured...

A majority of employees have Disability Income coverage sponsored by their employer.  However, they are unaware of how much coverage their plan would provide if they were to be too sick or hurt to work. Many individuals live with a false sense of security regarding their Income Protection plan – believing...

Professional athletes are at higher risk of injury every time they train, practice, and compete.  It's not surprising, then, that professional athletes were among five occupations that had more than 1,000 injuries per 10,000 workers – according to the Bureau of Labor Statistics. Getting hurt is a part...

It's common for advisors to jump to the solution before making sure their clients comprehend what is at stake should they get sick or hurt and not be able to work and provide an income. The first step, and the most important, is conveying the necessity for income protection to your clients. Start by finding...

Selling an Income Protection Insurance policy can be challenging, especially when your clients become overwhelmed with the terminology and options available. Often times your prospects don’t know the criteria for the policy that suits their needs.  It is your job to help them find the best fit while...

We often hear advisors mention they don't offer Individual Disability Insurance policies because their client base already has protection through an employer plan.  While many advisors may choose to move on to another aspect of the client's financial picture, it's the experienced advisor that sees the true...