Obesity + Lap Band Surgery = Standard

Obesity in the United States has been increasingly cited as a major health issue in recent decades.  While many industrialized countries have experienced similar increases, obesity rates in the United...

Why Tax Season Is The Optimal Time To Discuss Long-Term Care Planning

Tax season is in full swing - people across the country are in the midst of preparing and filing their returns. But did you know it's also an opportune time to talk to your clients about the vital importance...

162 Executive Bonus - The Biggest Drawback Solved?

What’s the best way to attract and retain key people in the face of a government that does, and continues to do, all it can to proscribe or eliminate the advantages of selective benefits?  The non-discrimination...

Succession Planning For Your Business Owner Clients – We Can Help

Business owners are faced with many challenges when doing the planning related to a successful exit.  Typically, business owners focus on day-to-day operations far more than on retirement, or on keeping...

Key To Success: Answer Your Underwriter's Questions Before They Ask

If you were an underwriter and received the following application on your desk, what questions would you have? Female, age 35 Noted to be retired with no annual income; Net worth left blank on the app ...