• Home
  • Contact Us
  • Website


  • Advanced Markets
  • Annuities
  • Carrier News
  • Disability Income
  • Life
  • LTC
  • Marketing
    • Mobile
  • Underwriting

Breaking

ZocDoc: Revolutionizing Healthcare

Last Minute Travel Booking With Hotel Tonight

Healthy In A Hurry

Work Smarter With CloudOn

Charity Miles - Donate Without Opening Your Wallet


Home / Archive by category "Life"

Browsing the "Life" Category

Social Security Maximization Using Life Insurance


0 Comment
 30 Jan 2023   Posted by Rob Reedy

Are you working with wealthy clients that are at or near retirement age?  If so, some of these clients may be collecting Social Security income benefits that they don't need. Life Insurance can be used as a powerful tool to leverage Social Security payments for future generations. Here is a case...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


Special Needs Planning


0 Comment
 23 Jan 2023   Posted by CPS Insurance Services

Someone who loves and cares for a family member with special needs may be concerned about ensuring that their loved one continues to receive the care he or she needs throughout their lifetime. How can you build a foundation for the future of your client's family member with enough resources to maintain...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


Help Protect Your Client’s Income With Linked Benefit Life Insurance


0 Comment
 09 Jan 2023   Posted by CPS Insurance Services

Do you have a client who would like to purchase a Disability Income policy but face the difficulty of qualifying due to the nature of their profession?  Perhaps their reported income is low and the amount of benefit available is insufficient. A DI alternative through a Linked Benefit Life Insurance...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


Non-Reportable, Tax-Free Income During Retirement By Using Index UL


0 Comment
 02 Jan 2023   Posted by CPS Insurance Services

There aren’t many investment vehicles available that offer the tax advantages of properly structured, permanent life insurance.  Unfortunately, many clients are not aware of those benefits when purchasing term insurance, and they may not know about alternative product solutions. Within your existing...

Read more →
1 vote, average: 1.00 out of 51 vote, average: 1.00 out of 51 vote, average: 1.00 out of 51 vote, average: 1.00 out of 51 vote, average: 1.00 out of 5


Business Continuation Planning


0 Comment
 19 Dec 2022   Posted by CPS Insurance Services

Small business owners often wear many hats - they are HR, IT, Senior Management, and Operations all-in-one.  Being a small business owner can be tiring and time consuming. Appeal to this market by presenting them with a simple plan - so they can have peace of mind knowing their family and business...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


Understanding Loan Options within IUL Policies


0 Comment
 12 Dec 2022   Posted by CPS Insurance Services

Indexed Universal Life (IUL) is a popular product choice for cash value accumulation because of its potential for higher interest crediting rates based on the performance of a selected index over a given period of time. A big selling point for the IUL product line is the assurance that the client...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


6 Core Needs Of Business Clients – And How We Can Help


0 Comment
 05 Dec 2022   Posted by CPS Insurance Services

Are you talking to your clients about Business Insurance?  If not, you may feel that it would take years to become an expert. We can help you provide free business evaluation services to your clients today! We will help to address your business clients’ six core needs: Retirement Income Exit...

Read more →
1 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 5


Maximum Future Flexibility – Cash Value Life Insurance


0 Comment
 28 Nov 2022   Posted by CPS Insurance Services

Life Insurance products are designed to protect risks from being transferred to an undeserving party by having a group of individuals pay premiums to reduce the overall cost of mitigating these risks. This is seemingly the base definition of the purpose of insurance, but there are additional caveats...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


Indexed Universal Life: The All-Around Product


0 Comment
 21 Nov 2022   Posted by Life Sales

The recent market volatility has prompted many advisors to look for Life Insurance solutions that can help clients achieve their goals while minimizing the impact of market fluctuations. A product that has gained substantial traction is the Indexed Universal Life policy, a Fixed Life product that can offer...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


How To Lower Your Client’s Premium – Every Time


0 Comment
 07 Nov 2022   Posted by CPS Insurance Services

What if you could offer your client the lowest premium on any Term or UL policy every time? For years, Life Insurance carriers haven’t given their clients the option to offer the death benefit proceeds to be paid in any way but a lump sum.  However, with new product advancements a few carriers...

Read more →
0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5


12345Next ›Last »
  • Contact Us


    Merit Insurance Services
    639 Prospect Avenue
    West Hartford, CT 06105

    Main Phone:(800) 477-8546
    Website: www.meritins.com



  • Merit Insurance Services

    Your source for life solutions

    The online source for financial professionals, designed to provide them with the essential elements they need to run their practice and increase their bottom line including breaking news, carrier / product information, market trends, sales ideas, marketing tools & resources and more.

  • Popular Posts

    • Comparing Apples To Oranges? Almost!
      August 16, 2022
    • Guaranteed Liquidity In SUL Sales – Replacing the LBL Concept
      July 26, 2013
    • Uncovering Sales Opportunities And Limiting Liability Exposures Through Trust Owned Policy Reviews
      April 26, 2022
  • Articles By Category

    • Advanced Markets (110)
    • Annuities (54)
    • Carrier Events (1)
    • carrier-news (6)
    • Disability Income (119)
    • Employer Benefits (1)
    • eNews (3)
    • Life (119)
    • LTC (86)
    • Marketing (5)
    • Mobile (11)
    • Retirement (5)
    • Technology (10)
    • Top News (617)
    • Underwriting (78)
    • Vitality (30)

©2013 Merit Insurance Services, All rights reserved.