Losing a loved one can be devastating to a family, both emotionally and financially.  While it is almost impossible to prepare for the emotional challenge of death, it is much easier to prepare for the financial challenge when adequate life insurance coverage is in place. More than half of Americans...

Someone who loves and cares for a family member with special needs may be concerned about ensuring that their loved one continues to receive the care he or she needs throughout their lifetime. How can you build a foundation for the future of your client's family member with enough resources to maintain...

Small business owners often wear many hats - they are HR, IT, Senior Management, and Operations all-in-one.  Being a small business owner can be tiring and time consuming. Appeal to this market by presenting them with a simple plan - so they can have peace of mind knowing their family and business...

There aren’t many investment vehicles available that offer the tax advantages of properly structured, permanent life insurance.  Unfortunately, many clients are not aware of those benefits when purchasing term insurance, and they may not know about alternative product solutions. Within your existing...

Life Insurance products are designed to protect risks from being transferred to an undeserving party by having a group of individuals pay premiums to reduce the overall cost of mitigating these risks. This is seemingly the base definition of the purpose of insurance, but there are additional caveats...

Indexed Universal Life (IUL) is a popular product choice for cash value accumulation because of its potential for higher interest crediting rates based on the performance of a selected index over a given period of time. A big selling point for the IUL product line is the assurance that the client...

The recent market volatility has prompted many advisors to look for Life Insurance solutions that can help clients achieve their goals while minimizing the impact of market fluctuations. A product that has gained substantial traction is the Indexed Universal Life policy, a Fixed Life product that can offer...

Are you talking to your clients about Business Insurance?  If not, you may feel that it would take years to become an expert. We can help you provide free business evaluation services to your clients today! We will help to address your business clients’ six core needs: Retirement Income Exit...

What if you could offer your client the lowest premium on any Term or UL policy every time? For years, Life Insurance carriers haven’t given their clients the option to offer the death benefit proceeds to be paid in any way but a lump sum.  However, with new product advancements a few carriers...

It is a common belief amongst today’s consumers that Long-Term Care Insurance is too expensive.  In addition, they also worry about paying for a product that they may not even need, or end up using. Thankfully, the Long-Term Care market has drastically changed over the last decade – now many companies...