16 May 2022
Posted by CPS Insurance Services 
Every client is different. Every client’s needs, goals, family situation, budget, risk tolerance, health, and protection concerns are unique. What motivates your clients? And why does it matter? Two big reasons why you want to learn what truly matters to your clients are: 1) You can better...
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13 May 2022
Posted by Trina Snowney 
Did you know: The liver produces all the cholesterol our body needs, however, dietary cholesterol (taken in through the foods we eat), causes the liver to send even more cholesterol into the bloodstream. High cholesterol can cause fatty build up in the arteries which increases our risk of heart...
Read more → 12 May 2022
Posted by CPS Insurance Services 
When you meet with your clients to fill out a Long-Term Care application you are faced with asking tough questions. At times, not all clients feel comfortable telling you which medications they are on or why, or how much they weigh. As an agent, it is your job to be thorough when completing the application...
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11 May 2022
Posted by Thomas Nicols 
Modern day Disability insurers are forever fearful of accidentally over-insuring their clients. This is particularly true when dealing with highly compensated clients. In the past, the income replacement percentage was often subjectively determined by a particular carrier’s underwriter. As of late,...
Read more → 10 May 2022
Posted by CPS Insurance Services 
The traditional 162 Executive Bonus Plan is one of the simplest and most popular executive benefits offered in the small business market. The bonus is tax deductible and has few regulations and reporting requirements. This makes the Executive Bonus Plan extremely attractive to many business owners. The...
Read more → 09 May 2022
Posted by Rob Reedy 
Today’s clients understand the need for life insurance as a tool to use to protect their families, but they are concerned about taking on premium payments that will reduce their ability to save for retirement. They also realize that Social Security, pension plans and other assets might not be enough...
Read more → 06 May 2022
Posted by Trina Snowney 
In the years leading up to the development of Type 2 diabetes, most individuals go through an asymptomatic condition called pre-diabetes. During this time, fasting blood sugar levels may be slightly elevated and there may be other signs of disruptions in normal metabolism, such as high triglycerides,...
Read more → 05 May 2022
Posted by CPS Insurance Services 
As baby boomers enter their retirement years, many mistakenly assume government programs will meet their future Long-Term Care (LTC) needs. But both Medicare and Medicaid have limitations and may undergo significant changes in the face of the growing federal deficit. Now is the time to start having...
Read more → 04 May 2022
Posted by Thomas Nicols 
Do you have clients who've maxed out their Disability Insurance coverage and could possibly be leaving their retirement unfunded if they got sick or hurt? Try DI Retirement Security (DIRS). It provides coverage for individuals to help them continue to make retirement contributions if they become...
Read more → 03 May 2022
Posted by Tom Virkler 
Back in the old days kids would buy a comic book for 10 cents (5 cents if the cover had been removed for re-sale) and peruse the back pages for ads that peddled everything from x-ray glasses to work-out programs that promised to make you into a he-man in two weeks. Purchases were made by mail and paid...
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