20 Mar 2018
Posted by Annuity Sales 
Since the beginning of the new year, markets have experienced some turbulence. Volatility, a variable somewhat absent in 2017, has returned to the markets at the end of January. The S&P 500 has returned just over 2.5% year-to-date and 16.12% over the previous year. One advantage of index annuities,...
Read more → 14 Mar 2018
Posted by CPS Insurance Services 
To help your clients reach their retirement goals, Fidelity & Guaranty is increasing the interest rate on their FG Guarantee-Platinum 5 single premium fixed traditional annuity. The higher rate of 3.60% is effective March 14, 2018 for a limited time. This makes FG Guarantee-Platinum 5 the most...
Read more → 09 Feb 2018
Posted by Scott White 
Below are the top fixed annuity rates as of 2/5/18. Don’t let your client settle for 1.5% at the bank. Contact CPS for full details and state approvals. CARRIER PRODUCT A.M. BEST RATING GUARANTEE PERIOD YEAR 1 YEARS 2+ YIELD ISSUE AGES Oxford Life MultiSelect 3 A- 3...
Read more → 30 Jan 2018
Posted by Scott White 
Below are the top fixed annuity rates as of 1/29/18. Don’t let your client settle for 1.5% at the bank. Contact CPS for full details and state approvals. CARRIER PRODUCT A.M. BEST RATING GUARANTEE PERIOD YEAR 1 YEARS 2+ YIELD ISSUE AGES New York Life Secure Term MVA II A++ 3...
Read more → 24 Jan 2018
Posted by Scott White 
Below are the top fixed annuity rates as of 1/23/18. Don’t let your client settle for 1.5% at the bank. Contact CPS for full details and state approvals. CARRIER PRODUCT A.M. BEST RATING GUARANTEE PERIOD YEAR 1 YEARS 2+ YIELD ISSUE AGES New York Life Secure Term MVA II A++ 3...
Read more → 12 Dec 2017
Posted by Scott White 
As the year draws close to its end, now’s an opportune time to start discussing your clients’ IRAs and RMDs that will need to be taken next year based on year-end balances. A qualified longevity annuity contract (QLAC) can be a great way to pivot from this conversation into one that will save money...
Read more → 10 Oct 2017
Posted by Matt Henn 
The force of tax deferral that is! In its simplest form, an annuity is a retirement vehicle – 1) it’s a solution to grow money tax favorably and 2) it’s an opportunity to create guaranteed lifetime income. We’re all keenly aware of the lifetime aspect of annuities – and for good reason,...
Read more → 28 Sep 2017
Posted by Scott White 
Top fixed annuity rates as of 9/26. Contact CPS for full details on using fixed annuities as CD alternatives. CARRIER PRODUCT A.M. BEST RATING GUARANTEE PERIOD YEAR 1 YEARS 2+ YIELD COMM ISSUE AGES Guggenheim Preserve MYG (250k+) B++ 3 years 2.10% 2.10% 2.10% 1.00% 0-90 Oxford...
Read more → 07 Sep 2017
Posted by Scott White 
The Department of Labor Rule has been a hot topic throughout the first part of 2017. And recently, the DOL published a comment proposal to delay the January 1, 2018 full compliance date for 18 months - pushing it out until July 1, 2019. What does this delay mean? The June 9, 2017, requirements...
Read more → 29 Aug 2017
Posted by Scott White 
Top Fixed annuity rates this week below. Contact CPS for full details. CARRIER PRODUCT A.M. BEST RATING GUARANTEE PERIOD YEAR 1 YEARS 2+ YIELD COMM ISSUE AGES Guggenheim Preserve MYG (250k+) B++ 3 years 2.10% 2.10% 2.10% 1.00% 0-90 Oxford Life MultiSelect 3 A- 3...
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