26 Mar 2018
Posted by Sean Farrell 
Life Insurance can be designed to meet your clients’ changing needs using features such as flexible death benefits and flexible premiums. In addition, Life Insurance can also be designed to help establish and grow a college education fund. Using features, such as death benefit protection, can create...
Read more → 05 Mar 2018
Posted by Ryan Tolson
Advantages of life insurance: Life insurance death proceeds are typically paid income tax-free to the policy beneficiary Life Insurance policies within an irrevocable trust may exclude estate taxes Equivalent annual contributions into a taxable investments account would require higher returns...
Read more → 19 Dec 2017
Posted by CPS Insurance Services 
CPS, in conjunction with Legal & General (LGA), is running a year-end sales incentive program. For every Legal & General application you submit between November 1 and January 31, 2018, you will earn a LGA logo item. And for every third application submitted, your name will go into a drawing...
Read more → 09 Oct 2017
Posted by Tom Virkler 
In a previous era a rock-n-roll singer named Michael Lee Aday performed under the stage name Meat Loaf. One of his popular musical laments culminated in the words, I want you, I need you/ But there ain't no way I'm ever gonna love you/ Now don't be sad/ 'Cause two out of three ain't bad. Maybe so, Michael...
Read more → 07 Aug 2017
Posted by Sean Farrell 
“Flexible premium, adjustable life” – words which are frequently used to describe carriers’ permanent Life Insurance contracts. While policies can have flexible premium schedules, which carrier offers the most benefits in a short-pay policy? Look no further - Mutual of Omaha’s Guaranteed No Lapse...
Read more → 24 Jul 2017
Posted by CPS Insurance Services 
Before you sell another term policy to a client who is under the age of 60, consider the potential cumulative premium costs they would see during their lifetime with a long-term strategy for their insurance needs. If the client’s primary objective for purchasing life insurance is to leave a death benefit...
Read more → 15 May 2017
Posted by Scott White 
Webinar Info Tuesday, May 16th 10:00 AM - 10:30 AM PDT Register Now Careful planning and saving have allowed your clients to accumulate assets over the years - some of which may be held in money markets, bank CDs and annuities. Join CPS Insurance Services for a web conference and discover how re-positioning some...
Read more → 06 Feb 2017
Posted by CPS Insurance Services 
Effective March 1, 2017, Mutual of Omaha is suspending the following products: Guaranteed Universal Life Plus – designed for larger first-year premium dump-ins Guaranteed Universal Life Survivor – designed for second-to-die, survivorship sales The individual Guaranteed Universal Life product...
Read more → 25 Oct 2016
Posted by CPS Insurance Services 
How many times have you found yourself trying to calculate exactly how much life insurance your clients need? Field underwriting, along with conducting a proper needs analysis, are important steps to take to make sure your clients can qualify for the coverage they need, and then get adequately protected. Protective...
Read more → 12 Aug 2016
Posted by CPS Insurance Services 
There is something to be said about a good story. Using a story to explain how a life insurance product works is not only a great way to keep things simple but can help drive key features and allow them to stick with your clients. How often are your clients faced with the decision of choosing between...
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