18 Jul 2019
Posted by Matt Anderson 
There is an unsubstantiated story that after receiving the Nobel Prize for Peace in 1979 Mother Teresa asked how much the medal, with its four-plus ounces of gold, was worth. One might be put off by such a mercenary inquiry had it not come from the founder of the Missionaries of Charity whose 4000...
Read more → 28 Feb 2019
Posted by Matt Anderson 
According to a recent Nationwide survey, 80% of the American population over the age of 50 are worried how an extended health event will affect their retirement savings. Americans are starving for knowledge and assistance when it comes to putting a Long Term Care plan in place, but are unsure where...
Read more → 06 Dec 2018
Posted by CPS Insurance Services 
Right now! Your clients will never be as young or as healthy as they are today. When insurance carriers underwrite a life insurance policy with a long term care rider, they must consider factors that impact both the mortality and also the morbidity risk. As a result, the list of impairments, medications...
Read more → 02 May 2018
Posted by CPS Insurance Services 
Many people work a lifetime to accumulate assets designed to provide them with a comfortable retirement plus an inheritance for their children. The last thing people want to do is use their assets to pay for the long-term care services they're likely to need. Numbers For Consideration Let's say your...
Read more → 29 Mar 2018
Posted by CPS Insurance Services 
One way to address concerns over the cost of LTCi is to highlight solutions which provide multiple benefits. Today many carriers offer products providing life insurance protection along with living benefits, that include access to tax favored cash values and access to the death benefit, while living,...
Read more → 04 Jan 2018
Posted by CPS Insurance Services 
Despite the rising demand for long-term care (LTC) services, it’s still a challenging topic to broach with clients. Why? Case and point: it’s not a fun subject. But the hard truth is that LTC needs can be taxing on the family as well as the individual – both emotionally and financially. And statistics...
Read more → 14 Dec 2017
Posted by Brittany Hazard 
It is important to your clients that the long-term care policy they select today will meet their needs tomorrow. Provide your clients the flexibility they need - to choose how they will receive their policy benefits - with a built-in cash benefit offered in Mutual of Omaha’s LTCi policies. The Two Ways...
Read more → 05 Oct 2017
Posted by CPS Insurance Services 
Nationwide is proud to announce Nationwide YourLife CareMatters®, a fixed premium linked benefit product that bundles LTC coverage and life insurance in the same policy. This allows clients to better address LTC expenses while remaining in control of their assets. YourLife CareMatters’ cash indemnity benefits...
Read more → 14 Sep 2017
Posted by Matt Anderson 
The traditional Long Term Care Insurance market has finally found a solution to provide guaranteed level premiums. Without the fear of a potential future rate increase, advisors and clients alike will no longer have to shy away from purchasing traditional LTCi policies. Now the marketplace offers a way to structure...
Read more → 22 Jun 2017
Posted by CPS Insurance Services 
Webinar Info Tuesday, June 27th 12:00 PM - 12:30 PM PDT REGISTER Join Genworth for their next webinar for their Annual Claims Updates. They will interview one of their Senior Claims Managers, Jamie Perkinson, to discuss statistics, trends, and emerging data Genworth is seeing from the largest...
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