Business owners are faced with many challenges when doing the planning related to a successful exit.  Typically, business owners focus on day-to-day operations far more than on retirement, or on keeping the business going in the event of death.  Business owners need your help! You can rely on our expert...

Determining the correct amount of life insurance protection remains a mystery to many.  Recent studies show that most adults continue to lack adequate amounts of coverage - and close to two-thirds admit to not even having a personal life insurance agent. A careful planning session that includes...

"Old Insurance" Vs. "New Insurance" - Which Do Your Clients Own? While the death benefit is quite often the most important feature of life insurance, there are many products available that provide additional features and benefits. The term “old insurance” applies to policies that don’t have...

Your clients need guaranteed life insurance protection today - but life changes, and so can your clients' life insurance needs. A unique feature on guaranteed universal life is a return of premium option, included at no additional charge within the policy, which provides clients with an exit strategy,...

Clients often think of life insurance solely as an instrument to protect them in the event of premature death, unaware of the valuable tax benefits that are afforded through cash value life insurance.  And in today's volatile marketplace, clients that are saving to retire need all the help they can get. You...