Does your client worry about how a large lump sum death benefit will be spent once they have passed? Life Insurance can pay out an enormous amount of money in a lump sum deposit to the beneficiary, giving them more money at one time than they have ever had. This raises the question of how will that...

Providing a needs-based analysis to customers helps them understand how life insurance can work for them and their families. Three-quarters of shoppers who received a needs analysis bought life insurance. When a needs analysis was not completed, less than half of the prospects purchased life insurance. A...

Losing a loved one can be devastating to a family, both emotionally and financially.  While it is almost impossible to prepare for the emotional challenge of death, it is much easier to prepare for the financial challenge when adequate life insurance coverage is in place. More than half of Americans...

Do you have a client who would like to purchase a Disability Income policy but face the difficulty of qualifying due to the nature of their profession?  Perhaps their reported income is low and the amount of benefit available is insufficient. A DI alternative through a Linked Benefit Life Insurance...

Someone who loves and cares for a family member with special needs may be concerned about ensuring that their loved one continues to receive the care he or she needs throughout their lifetime. How can you build a foundation for the future of your client's family member with enough resources to maintain...

Small business owners often wear many hats - they are HR, IT, Senior Management, and Operations all-in-one.  Being a small business owner can be tiring and time consuming. Appeal to this market by presenting them with a simple plan - so they can have peace of mind knowing their family and business...

There aren’t many investment vehicles available that offer the tax advantages of properly structured, permanent life insurance. Unfortunately, many clients are not aware of those benefits when purchasing term insurance, and they may not know about alternative product solutions. Within your existing...