With several of our core carriers offering their own flavor of Indexed UL today, positioning your clients in the best possible light for retirement income can be a confusing and lengthy process. It’s a full time job knowing all the moving parts for each Indexed UL product. Understanding how the products...

Many Americans have the goal of retiring at age 65.  It’s assumed that at that age, one will have worked long enough to have sufficient assets which can provide income over the rest of your life. If your client's primary source of funds for retirement income is a 401(k) plan, they could be facing...

As more Life Insurance carriers enter into the Linked Benefit marketplace, it’s important to understand that there are key differences in how their policy riders will provide living benefits to the insured. Knowing the ins and outs of these riders will help save you and your clients from some potential...

Today's life insurance products are very different from past product offerings.  We need to educate and share details of how today's optionss can help solve the real life problems modern families face. Are we asking the proper questions?  Are we creating enough of a sense of urgency to move clients...