In the past, carriers looked stringently upon all cholesterol levels when underwriting a case. These days, there are some carriers who don't even consider total cholesterol levels anymore (assuming levels are higher than 150 and less than 300.) The Cholesterol/HDL ratio is considered the gold standard...Read more →
A1c, also referred to as hemoglobin A1c, is a blood test that reflects a person's average blood sugar level for the past 2-3 months and is often used as a measure of control. This test is frequently used to help diagnose new diabetes onset and to monitor ongoing control of blood sugar in diabetics. A...Read more →
Do you have a client who would like to purchase a Disability Income policy but face the difficulty of qualifying due to the nature of their profession? Perhaps their reported income is low and the amount of benefit available is insufficient. If so, there’s a way to provide them with a DI alternative...Read more →
Do you have a client who has suffered a stroke? If so, one of our A+ carrier's underwriting guidelines can help you get the offer your client needs. A stroke is an interruption of the blood supply to any part of the brain. It is sometimes called a "brain attack" and is otherwise known...Read more →
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