One of our top rated carriers who has long considered e-cigarettes and nicotine vaping under their “Non Smoker” guidelines has very recently changed their stance on e-cigarette users. This change in underwriting stems from the newly publicized warnings regarding vaping and the links to recent...

Vaping and E-cigarette use has increased considerably in recent years. These battery-powered devices heat up liquid to create an aerosol that usually contains nicotine, flavorings and other additives. They are an alternative to traditional cigarettes and often used to assist with smoking cessation. In...

The thyroid is a butterfly-shaped gland located at the front base of the neck. It produces hormones that regulate heart rate, blood pressure, body temperature and weight. Thyroid cancer occurs when abnormal cells grow in the thyroid gland. The incidence of thyroid cancer seems to be increasing as new technology...

Chronic Obstructive Pulmonary Disease, or COPD, refers to two types of respiratory illnesses – chronic bronchitis and emphysema. COPD is characterized by obstruction to airflow that interferes with normal breathing. It is the third leading cause of death in America and smoking is the primary risk...

Did you know: The liver produces all the cholesterol our body needs, however, dietary cholesterol (taken in through the foods we eat), causes the liver to send even more cholesterol into the bloodstream. High cholesterol can cause fatty build up in the arteries which increases our risk of heart...