The typical needs analysis might be overwhelming to prospects or they might not be ready to commit the total amount of premium dollars required for the plan recommendation. In an effort to show them the value that we can bring to their family, why not start with protecting their income? Disability Income...

One of our strategic carrier providers offers a vast portfolio with Disability Income Choice at Work which opens up unique opportunities for you in the multi-life market. This portfolio of products offers flexible, affordable benefits for the underserved market. You are now able to tailor DI solutions...

When most producers and their clients think about Buy-Sell Planning for their business, they consider Life Insurance as the only vehicle needed in order to provide a source of funding for the buy-out of an owner. It’s true that Life Insurance will provide for sufficient funding of a business continuation...

Key Person Replacement Insurance is necessary to business owners who want to maintain the strength of their company if a key employee were to become totally disabled. If an employer takes out a Key Person Replacement policy and the insured key employee meets the definition of Total Disability, the owner...

The need for an income protection plan is not just for the Executive, Doctor or Attorney earning in excess of $150,000. According to the United States Census Bureau, in September 2017 the average annual income in the United States was $51,017 from all occupations. Average everyday working people (Middle...