The M.U.G. plan is a new innovative Disability Insurance sales concept that helps provide your clients with funds in the event they become disabled. This simple approach will help open doors to new opportunities and possibly allow you to up-sell to clients who need more coverage. The M.U.G. plan is designed...

With medical advancements, people are able to survive critical illnesses which may in the past have resulted in a death.  While your clients can rest easy knowing they have a higher chance of survival if they receive an unsettling diagnosis – they also have to afford living with the condition, which...

Clients purchase insurance to protect themselves and their families from life’s unknowns. With Disability Insurance, clients can sleep through the night knowing that if they were to wake up sick or hurt – financially, they’d be okay. But what happens when your clients remain healthy throughout...

Summer is almost here!  And many of your clients are starting to get out and enjoy their favorite outdoor hobbies - riding motorcycles, mountain climbing, rafting, boating, etc.  But what happens when fun in the sun results in an accident?  One that temporarily prevents your client from returning...

The need for income protection in this country is clear – statistics show a common lack of personal savings amongst the majority of households.  And top earners are not immune. Although major corporations typically provide Disability Insurance (DI) through employer sponsored programs or voluntary...

With summer coming, your clients are most likely looking forward to soaking up the sun, and enjoying their favorite outdoor hobbies like mountain climbing, rafting, boating, etc.  What they probably don’t consider much about their favorite hobbies is the risk of injury that comes with them. Accidents...

The loss of a key person employee could be incredibly detrimental to the future success of a company.  While a majority of businesses offer Key Person Life Insurance should their superstar employee prematurely pass, what would they do if their key employee suffers an Injury or sickness that keeps them...

With the access you have to your clients’ financial plans, comes the responsibility to protect their most valuable asset – the ability to earn a living. Insurance is available for everything from a car to a cell phone, and it’s vital to remind your clients that those things don’t exist without...

When it comes to achieving our goals of financial security, we are our own best friends - or more likely, our own worst enemies.  It seems the average American is not setting aside enough money to achieve their financial objectives, let alone protect what they already have. While the need for income...

Short-term disability insurance and long-term disability insurance are both designed to provide replacement income to your clients, in the event they are unable to work due to accidents or sickness.  The most obvious difference between the policies is the amount of time they are designed to sustain...