16 Jan 2019
Posted by Thomas Nicols 
If 230% commission on your business sounds appealing, keep reading! There is a 'pot of gold' that is yours for the taking. Life and Health Insurance policies are being replaced on a daily basis. You are in a never ending battle to keep your clients satisfied with the rates they are paying for their...
Read more →
09 Jan 2019
Posted by Thomas Nicols 
With steadily and rapidly increasing health insurance premiums today's consumers and employers have adapted as best they can. The usual result is more out of pocket expenses for individuals in the form of higher deductibles and co-pays. This has become a necessity to keep premiums as affordable as possible. It's...
Read more → 02 Jan 2019
Posted by Thomas Nicols 
As you know, no two clients are the same. They have unique financial situations, diverse needs and different occupations. Luckily, one of our strategic carriers offers a comprehensive DI portfolio that offers a fit for every one of your client’s individual needs. This product portfolio includes Accident...
Read more → 26 Dec 2018
Posted by Thomas Nicols 
Disability Insurance is an essential part of any financial plan. Unfortunately, some individuals are not able to qualify for traditional disability insurance due to health history. But don't let them go on without coverage - there is a solution that is available to your clients with a health history. If...
Read more → 19 Dec 2018
Posted by Thomas Nicols 
With the economy the way it is, most would agree that saving for retirement in these trying economic times can be challenging to say the least. According to a CNBC study, 36% of American’s making over $100,000 a year, said they aren’t contributing to a dime to retirement savings such as a 401k...
Read more → 12 Dec 2018
Posted by Thomas Nicols 
Modern day Disability insurers are forever fearful of accidentally over-insuring their clients This is particularly true when dealing with highly compensated clients. In the past, the income replacement percentage was often subjectively determined by a particular carrier’s underwriter. As of late,...
Read more →
05 Dec 2018
Posted by Thomas Nicols 
Do you have clients who've maxed out their Disability Insurance coverage and could possibly be leaving their retirement unfunded if they got sick or hurt? Try DI Retirement Security (DIRS). It provides coverage for individuals to help them continue to make retirement contributions if they become unable...
Read more → 28 Nov 2018
Posted by Thomas Nicols 
Retirement dreams depend on one's ability to work and earn an income. Are you protecting what your clients have worked so hard to achieve? A traditional Disability Income Insurance policy and DI Retirement Security can work together to help client's maintain their lifestyle before and during retirement. How...
Read more → 21 Nov 2018
Posted by Thomas Nicols 
The average business owner is not prepared to have a spouse or relative step into the business in the event that they were unable to work. In most cases, any business owner would prefer passing responsibilities to someone who already understands the business and will know how to keep it profitable. Issue...
Read more → 14 Nov 2018
Posted by CPS Insurance Services 
Everyone knows how hard insurance professionals work to prospect, set appointments, complete the fact-finding process, run quotes, close the deal, fill out and send in forms all just to submit a single Disability Case. The last thing you want is for an application to be held up in underwriting because...
Read more → 
Life Insurance 101 In Just Three Sheets
Annuity Rate Increase
Upgrades In Underwriting
Excellence, Passion, Integrity, Collaboration and Creativity – our core values since 1974
The EPICC Center is the online source for financial professionals, designed to provide them with the essential elements they need to run their practice and increase their bottom line including breaking news, carrier / product information, market trends, sales ideas, marketing tools & resources and more.
Life Insurance 101 In Just Three SheetsAnnuity Rate IncreaseUpgrades In Underwriting