Did you know that 82% of business owners are not covered under the same Workers Compensation policies they are required to pay and carry for their employees?
Health insurance would take care of their medical expenses in the case of an injury or illness, but how would they recover lost income?
Could they maintain current revenue distribution from the company to pay their bills while recovering? Will their business be able to sustain itself during their absence?
An affordable Income Protection policy to help your business owner clients protect their income from injury and illness both on and off the job is available.
Reach out to any business owner who carries Workers Compensation Insurance for their employees and ask if they have a plan in place for themselves.
Compare the premium difference in adding the owner under the Workers Comp policy versus an Individual Accident & Sickness Plan – you’ll find the savings to be significant. All the while securing valuable coverage for your clients.
For smaller organizations, a Business Overhead Expense Insurance policy may be a good fit – it will reimburse the owner for all fixed business expenses and keep the doors open during recovery.
Contact your Disability Income Specialist for case design customized to your clients’ needs. The sales opportunities are endless.
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