A Spousal Lifetime Access Trust (SLAT) offers clients the ability to set up an Irrevocable Trust in a way so they can achieve needed planning for their future without totally relinquishing access to assets they transfer. With a SLAT the trustee can make discretionary distributions to trust beneficiaries...Read more →
Newspaper editor Horace Greeley advised a generation of Americans to, “Go west young man and grow up with the country.” Most felt his exhortation fulfilled with the admission of California to the Union in 1850 and the eventual filling in of places between. But then in 1958 Alaska joined the fold...Read more →
Spending too much time filling out applications for small Term cases? MetLife has the answer! In addition to the four CPS carriers that currently offer a Tele-App process, MetLife has implemented a similar process for their Guaranteed Level Term business. Metâ€™s process is based on client...Read more →
Do you have a client who would like to purchase a Disability Income policy but face the difficulty of qualifying due to the nature of their profession? Perhaps their reported income is low and the amount of benefit available is insufficient. If so, there’s a way to provide them with a DI alternative...Read more →
American General recently rolled out its new guaranteed UL product. The AG Secure Lifetime GUL is designed to provide a unique package of guarantees unlike any other product in the industry. This product will guarantee a client’s death benefit, cash value and access to cash accumulation. With this...Read more →
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