17 May 2018
Posted by CPS Insurance Services 
“What’s your plan?” That's the question we encourage agents to ask their clients - because when there isn't one, the consequences can be heartbreaking. The New York Times article referenced below addresses the realities of what can happen when there is not a plan in place - through the tragic...
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10 May 2018
Posted by CPS Insurance Services 
Not only are women living longer than ever, they're also the target market that will drive your LTCi sales further. Women typically have spent some time during their life taking care of another person - a daughter, sister, wife, mother or friend. As they look to their futures, they must consider how they...
Read more → 02 May 2018
Posted by CPS Insurance Services 
Many people work a lifetime to accumulate assets designed to provide them with a comfortable retirement plus an inheritance for their children. The last thing people want to do is use their assets to pay for the long-term care services they're likely to need. Numbers For Consideration Let's say your...
Read more → 26 Apr 2018
Posted by Matt Anderson 
Don’t let the topic of long term care intimidate you out of a potential sale. Long term care is often perceived as a difficult subject to discuss, but the ultimate goal - financial security - is the same as with any other type of insurance or investment that you currently offer your clients. The...
Read more → 19 Apr 2018
Posted by Matt Anderson 
A Controlled Executive Bonus Plan, also known as a Restrictive Executive Bonus, or Section 162 plan, is an agreement between an employer and its key employee(s) to provide a death benefit, supplemental income, and now includes long-term care benefits. The employee applies for and owns the life insurance...
Read more → 29 Mar 2018
Posted by CPS Insurance Services 
One way to address concerns over the cost of LTCi is to highlight solutions which provide multiple benefits. Today many carriers offer products providing life insurance protection along with living benefits, that include access to tax favored cash values and access to the death benefit, while living,...
Read more → 22 Mar 2018
Posted by Matt Anderson 
Most people will need long-term care services at some point during their lives, and the costs can be staggering. Asset Based Long Term Care offers your clients an efficient way to plan for these potential expenses with LTC coverage plus as well as a death benefit for cost recovery. Four potential...
Read more → 08 Mar 2018
Posted by Matt Anderson 
Research shows that most clients value three distinct priorities in creating a plan to address long-term care costs: Flexibility Protecting and growing their portfolio Minimizing the impact of care on their family Identifying your clients' top priority and primary concern will help you implement...
Read more → 01 Mar 2018
Posted by Matt Anderson 
Tax season is in full swing - people across the country are in the midst of preparing and filing their returns. But did you know it's also an opportune time to talk to your clients about the vital importance of Long-Term Care Insurance? There are numerous tax-related benefits that come with LTCi For...
Read more → 22 Feb 2018
Posted by Matt Anderson 
When planning for retirement, most people take stock of their expenses to ensure they have enough income to live comfortably. But many fail to consider the significant price of long-term care services. The average cost of nursing home care is approaching $80,000 a year – making it easy to see how a long-term...
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Life Insurance 101 In Just Three Sheets
Annuity Rate Increase
Upgrades In Underwriting
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Life Insurance 101 In Just Three SheetsAnnuity Rate IncreaseUpgrades In Underwriting