Asset Based LTCi is designed to help protect your clients’ assets by using the safety of whole Life Insurance. With a guaranteed premium, your clients will receive a guaranteed amount of Life Insurance that can be applied to their LTCi expenses. Your premium is also credited with a minimum guaranteed...

Traditional long-term care insurance placement rates have suffered due to carriers offering more stringent underwriting guidelines - declines on one spouse or the other and policies issued at rate classes greater than applied for have caused a spike in policies not taken or accepted by one or both of the insureds....

Developing a plan for an entire year can be a daunting task. With so many days ahead of you, it's easy to get sidetracked and let a few months of inactivity slip and sabotage your success. It's time to take a more disciplined approach. Stay Motivated All Year Be sure to write down your business plan...

According to a recent Nationwide survey, 80% of the American population over the age of 50 are worried how an extended health event will affect their retirement savings. Americans are starving for knowledge and assistance when it comes to putting a Long Term Care plan in place, but are unsure where...

As you've all experienced, the majority of your clients who are couples come together as a packaged deal. So what happens when a couple applies for a LTCi policy and only one is approved? In most cases, the spouse who received the green light may no longer want a policy with a carrier who rejected coverage...

In the competitive world of financial services, business professionals are always looking for ways to add value to help differentiate themselves. In a market of one-stop shopping, becoming the local LTC resource can help you stand out in the crowd. Build Your Brand Develop relationships by contacting...

Most people envision themselves living a long life, investing and planning throughout their working years to create a financially secure future where they can enjoy spending time doing their favorite things. As part of your client’s financial planning process, it’s important to understand the potential...