Nearly 40% of Americans do not own a life policy – under the belief that 1) it’s too expensive, 2) it’s unnecessary if healthy, and 3) the purchasing process is too complicated. But these long held assumptions about life insurance simply do not hold water.
Rates as low as $15 per month
The largest living generation (millennials) are now in the prime age to purchase life insurance (30s). And not just for rates, but their level of responsibility – they’re settling into their careers, starting families, and buying homes. So why aren’t policies flying off the shelves?
Studies show most people overestimate the cost of coverage by more than 80%.
The John Hancock Vitality Program offers rates starting as low as $15 a month  – that’s a fraction of what most people pay for their phone bill.
And because millennials are known for wanting more, the program threw in the following perks to sweeten the deal:
Vitality Age Calculator
Studies show that most peoples’ bodies are biologically older than their age on paper – by an average of more than five years.
Potential clients using the excuse that they’re healthy and therefore do not need life insurance may see the light when they find out exactly how their current lifestyle is affecting their overall life expectancy.
The Vitality Age Calculator was formulated using sophisticated algorithms from data incorporated from hundreds of international academic research studies  – click here to try it out.
Simplified Approvals & Underwriting
Applications submitted through one of John Hancock’s ‘ticket’ systems may qualify for an underwriting decision in just a few days , upon completion of a brief tele-interview – without having to complete lab work or a medical exam.
Contact the Life Sales Team for more tips and information.
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