Do you have clients with a need for life insurance, but who refuse to submit to an exam?
The solution is EquiTrust’s Single Premium Simplified Issue Life Insurance – a single premium life insurance policy that has a return of premium feature, accelerated benefits riders, and cash accumulation crediting.
Just a few health questions on the application and a telephone interview for an individual up to a Table 4 health rating.
Clients between the ages of 50-85, with a minimum single premium of $10,000 are eligible.
Furthermore, these products offer Accelerated benefit riders which include Nursing Care Confinement benefits, Terminal Illness riders, and Chronic Care benefits.
Contact your Life Sales & Marketing Manager to learn more.
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