More often than not, people don’t like to admit they need help with things they once did for themselves. This often happens with those requiring Long Term Care, once they need assistance they rely on their family to provide for them.
What happens when the family care giver can no longer be of assistance? What happens when they get too burnt out or their abilities have been surpassed by the amount and type of care needed?
Once that final step has been taken and the caregiver realizes they need extra assistance, they usually file a claim.
Although there is a good chance that the LTCi policies you sell today won’t have claims for years to come, it is also possible for an illness or injury requiring LTC services to strike one of your clients tomorrow.
It is best to be prepared and understand the claims process so you are fully prepared to help your clients put their LTCi policies into action.
For more information about LTC or the claims process, contact your CPS LTC Specialist today.
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