There are times when one pesky impairment keeps a case from getting a Preferred or better offer. It may even lead to a loss of the sale.
One of our carriers has an underwriting program that can give that little push needed to get to the Preferred classes and help to make the sale.
This program allows for a one class upgrade if the reason for a less favorable rating is based on one of these categories: build, cholesterol, blood pressure or family history. If the remaining three categories all fall within the better rate class guidelines, the upgrade is applied. Whether your client is applying for Term or Permanent coverage, this upgrade is available for both products, up to age 70, and even includes smoker classes.
Take a look at these other underwriting strengths this carrier has to offer:
Interested in learning more about this carrier and how we can help your clients achieve the best possible underwriting outcomes? Contact your Underwriter for more information.
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