Take a look at some surprising possibilities that can help you win a sale for clients with health impairments.
Preferred Plus MAY be available even with the following conditions:
Anxiety/Depression/Mood Disorder – One episode, duration of less than one year, recovered, no current medication Asthma – Mild exercise induced or mild seasonal asthma Mitral Valve Prolapse – Normal appearing mitral valve on recent echocardiogram with normal thickness and no regurgitation Osteoporosis – With no complications Some skin cancers – Basal cell, superficial squamous cell carcinoma or single atypical nevus or dysplastic nevus (mole) with no family history of melanoma; Must have well-documented dermatology follow-up CDT Positive (alcohol marker) – Must have evidence to support a “false-positive” result with full and complete investigation
Preferred MAY be available even with the following conditions:
Anxiety/Depression/Mood Disorder – Current and only on one drug; Well-controlled Epilepsy – No seizures for more than 5 years; Not taking any medication Moles/Nevi – Up to 3 atypical or dysplastic nevi (moles) with no history of melanoma or family history of melanoma and favorable dermatology follow-up Valvular Disease – One valve mildly thickened or redundant, no mitral valve prolapse is present, rest of echocardiogram normal
Contact the CPS Life Underwriting team for more details and soon win the fanfare of your clients.
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