Income Protection - The Time Is Now

When is the best time to buy an income protection plan?  The answer is – right now.  It should be done before any health challenges arise that preclude prospects from getting this valuable coverage,...

Comparing Apples To Oranges? Almost!

A man in Clearwater, FL, claimed to have grown a grapefruit that looked exactly like an orange - except that it was bigger and yellow.  The attempt at comparison is understandable given other features...

Upgrades In Underwriting

There are times when one pesky impairment keeps a case from getting a Preferred or better offer.  It may even lead to a loss of the sale. One of our carriers has an underwriting program that can give...

Are You Protecting Your Clients From The Rising Cost Of Long-Term Care?

While the cost of long-term care among all providers has increased, the cost of facility-based care has grown at a much greater rate than home care. While your clients have more choices than ever before,...

DI Case Study On An NFL Running Back

As the 2019-2020 football season has come to an end, it’s timely to share a case study for an NFL running back we worked on. In this case, the player was approaching free agency and his biggest paycheck...