Help Us Help You: The Art Of The Cover Letter

Back in elementary school we called the game Gossip.  You know, everybody got in a circle and the first kid started a story by whispering it into the ear of the person to the left and then he or she passed...

Myth: Long-Term Care Is Just For Nursing Homes

Originally, the primary reason LTC Insurance was created was because it would help cover the high costs of a nursing home.  But over the years, the policies have changed dramatically. Now LTC Insurance...

DI Limits Increased To $25,000 Monthly Benefit With No Exam!

Principal Financial has made temporary Individual Disability Income underwriting guideline changes in response to COVID-19. Effective immediately, the Individual Disability Insurance (IDI) Underwriting...

Trusts In A Nutshell

People of Planning – Trusts were used long before Wills!  They are still so important today that every insurance advisor should be skilled in a few definitions. Trust – A creator (or maker or grantor)...

Are You Missing Sales Opportunities With Your Existing Clients?

Your client’s needs are changing each year and the task of making sure that they are adequately insured rests with you, the producer. There are a number of events that can trigger a need for additional...