09 Feb 2018
Posted by Scott White 
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Below are the top fixed annuity rates as of 2/5/18.
Don’t let your client settle for 1.5% at the bank.
Contact CPS for full details and state approvals.
| CARRIER | PRODUCT | A.M. BEST RATING |
GUARANTEE PERIOD |
YEAR 1 | YEARS 2+ |
YIELD | ISSUE AGES |
|---|---|---|---|---|---|---|---|
| Oxford Life | MultiSelect 3 | A- | 3 years | 2.40% | 2.40% | 2.40% | 0-80 |
| New York Life | Secure Term MVA II | A++ | 3 years | 2.30% | 2.30% | 2.30% | 0-90 |
| Oxford Life | MultiSelect 4 | A- | 4 years | 2.85% | 2.85% | 2.85% | 0-80 |
| Guarantee Income Life | Guarantee 4 | B+ | 4 years | 2.60% | 2.60% | 2.60% | 0-100 |
| Atlantic Coast Life | Safe Haven 5 | B+ | 5 years | 4.20% | 3.20% | 3.40% | 0-85 |
| Sentinel Security Life | Person Choice Annuity 5 | B++ | 5 years | 3.35% | 3.35% | 3.35% | 0-90 |
| Fidelity & Guarantee | Platinum 5 | B++ | 5 years | 3.25% | 3.25% | 3.25% | 0-90 |
| Reliance Standard | Eleos MVA | A+ | 5 years | 3.00% | 3.00% | 3.00% | 0-85 |
| American General | American Pathway | A | 5 years | 3.00% | 3.00% | 3.00% | 0-70* |
*Will issue to older ages for NQ funds
Contact CPS today for complete details, commission levels and state availability.
