19 Nov 2013
Posted by Sean Farrell 
Life Insurance is one of the most sought after contracts in the world, due to its tax advantaged nature. It provides tax free death benefits; tax deferred growth; the ability to access cash values free of income tax on the gains, and in some instances tax free benefits to pay for Long Term Care expenses....
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18 Oct 2013
Posted by CPS Insurance Services 
We offer your clients a fast and easy way to leverage idle assets or required minimum distributions, to provide for a tax-efficient death benefit which can nearly double their premium deposit. Best of all, this product has a 100% return of principal guarantee should the client fully surrender their...
Read more → 02 Oct 2013
Posted by Chris Moe 
Are you aware of the $20 trillion dollar opportunity that exists for financial services professionals in the 401(k) marketplace? We can help you stake claim to your share. Our 401(k) program will provide additional value for you to take to your existing clients to make sure their current plan is on track...
Read more → 12 Sep 2013
Posted by Thomas Nicols 
Most of us are aware that the end of the year is “pension season.” This is the time when small businesses are becoming aware of their possible earnings and tax situation for the current year. The timing is right for a decision about a retirement plan since the establishment of the plan must...
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11 Sep 2013
Posted by Thomas Nicols 
As a primary estate tax-planning technique for the past 20+ years, married couples have been creating Family Trusts that become funded upon the death of a spouse. These trusts, also known as Credit Shelter Trusts or “B” Trusts, generally are funded with the maximum amount that may be excluded from...
Read more → 05 Sep 2013
Posted by 
This month we have teamed up with the LIFE Foundation and have created resources to help you educate clients about the importance of ensuring financial security for their loved ones. Explore the range of tools—from print to video to social media—and choose the ones that best fit into your LIAM...
Read more → 30 Aug 2013
Posted by Sean Farrell 
Due to the introduction of new contracts that offer short pay, guaranteed paid up policies, Participating Whole Life (PWL) sales are becoming a viable option to Universal Life sales. PWL can be an ideal solution for clients between the ages of 35 and 55, who are looking for both death benefit guarantees...
Read more → 23 Aug 2013
Posted by CPS Insurance Services 
Many life insurance carriers have implemented restrictions on the amount of first year money that can be paid into their NLG contracts which has made it challenging to design 1035 exchanges, lump sum deposits and over-funded short pay solves that provide for a fully guaranteed DB. While there are still...
Read more → 22 Aug 2013
Posted by Thomas Nicols 
In terms of business partnerships, trade opportunities, and merging companies, the world gets smaller every day. This means that your clients travel more and more frequently, and therefore International Life Insurance protection is increasingly important. Unexpected complications, not covered by traditional...
Read more → 29 Jul 2013
Posted by Thomas Nicols 
According to a May 2013 report by the Employee Benefits Research Institute, more than $1.456 trillion is invested in Individual Retirement Accounts (IRAs). Chances are your clients have a share of that significant total. However, they may be similar to other IRA owners who have come to realize that...
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