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As you know, no two clients are the same.  They have unique financial situations, diverse needs and different occupations.

Luckily, one of our strategic carriers offers a comprehensive DI portfolio that offers a fit for every one of your client’s individual needs.

This product portfolio includes Accident Only, Short-Term Disability (accident/sickness), Long-Term Disability (accident/sickness) and Business Operating Expense.

In addition, there are numerous optional riders you can add to tailor an income protection plan to meet the needs of your clients.

Additional riders include:

• Critical Illness Benefit
• Hospital Confinement Benefit
• Return of Premium Rider
• Extended Own Occupation
• Future Insurability Option
• Extended Proportionate Disability Benefits

For more information about developing a plan tailored to your client’s needs, contact your Disability Income Insurance Specialist today.