Epilepsy is a disorder characterized by recurring seizures. Diagnosis is typically made when a person has had two or more seizures.
Seizures are a result of disturbances in the electrical activity of the brain.
There are many causes including genetics, traumatic brain injury, stroke and brain tumors. Epilepsy is termed as ‘idiopathic” when the specific cause cannot be identified.
There are two major groups: focal seizures and generalized seizures. The difference between the two is how and when they begin in the brain.
A 52-year-old male
– Has a history of childhood idiopathic epilepsy with mild absence type seizures that started at age eight
– Controlled with medication which was stopped at age 20
– There have been no seizures since
– He began having complex seizures at age 26
– His MRI was negative
– For the past five years he has been maintained on two drugs with an average of five seizures per year
– Does not drink alcohol
Offer: Low substandard
Call your CPS Life Underwriting team to discuss the specific details of your client’s seizure or epilepsy history. Let’s work together to get the offer you need!