Family history of cancer can have an adverse impact on underwriting decisions despite a client’s own personal history of excellent health.
While most carriers limit eligible rate classes for this particular family history, there are still a couple of A+ carriers that do not underwrite family cancer histories at all.
This means a client with a family history of cancer can still qualify for all of the Preferred Rate Classes, including Best Class.
In addition, there are other carriers who disregard family history of opposite-gender cancers, such as, a male applicant whose mother died from uterine cancer or a female applicant whose father died from prostate cancer.
Let our Underwriting Team help you get the best offers for your clients with family history of cancer! Call us today.