Getting life insurance for clients with a history of breast cancer can be challenging, but thanks to one of our A+ carriers, more of your clients with a history of breast cancer could be eligible for favorable rates.
Take a look at these case studies:
Case Study #1:
60 year old female who was diagnosed with breast cancer at age 58
Low grade cancer with a positive estrogen receptor (ER)
Tumor size of 1.1 mm with no lymph node involvement (stage T1aN0)
This could qualify for Non Smoker plus with no postponement.
Case Study #2:
47 year old female diagnosed with breast cancer at age 40
Treatment ended at age 42
Tumor size is 1.5 cm with one positive lymph node (stage T1N1)
This could qualify for Table B with Temporary Flat Extra of $10 per thousand for 6 years; or possibly reduced to only 1 year on the Flat Extra timeframe if the one positive lymph node was no greater than microscopic disease (<2mm).
Contact the CPS Underwriting Team to find the best possible offers on your impaired risk cases.