COVID-19 has certainly changed our personal daily way of life, from social distancing to face coverings and “drive-by” celebrations. Businesses have also learned to adapt to new ways of doing business.
The same is true for life insurance underwriting. Carriers have had to adjust their medical guidelines accordingly. They have also adopted ways to make it easier to get through the underwriting process, such as no-exam and accelerated underwriting programs or ways to minimize the need for medical records.
COVID -19 guidelines vary widely by carrier. We encourage you to contact our Underwriting Team with any questions you may have regarding eligibility in any of these categories. We are here to help you find solutions to placing business during this time of transition.