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Diabetes is a metabolic disease in which a person has high blood sugar either because the body does not produce enough insulin or because cells do not respond to the insulin that is produced.
The most well known types of diabetes are:
When diabetes is coupled with a client who is not an ideal weight, the underwriting class will increase.
We have an A+ carrier will give credit where credit is due – applying health and lifestyle credits to provide the best possible offer.
Initial work-up – Table 4
On submission and review by this A+ Rated carrier, the client received Credits for:
Once those positive credits were applied, this client went from Table 4 to an Underwriting Offer of Table 2.
Contact our Life Underwriting Team today – let’s work together to make your next sale!