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One of our A+ rated carriers has underwriting crediting programs that will benefit more of your clients.  Here’s an example:

• Seeking UL coverage
• 55-year-old male, lifelong non-smoker
• Moderate rheumatoid arthritis using Humira
• Well controlled blood pressure and lipids
• Normal Stress test within three years
• Annual exams with DRE and PSA

With the application of crediting programs, the underwriter was able to apply health and lifestyle credits to provide a more favorable underwriting decision.

Underwriting outcome; Standard !

The CPS underwriting Team is here to help with all your impaired risk cases.  Please contact us today for more information about this carrier and how we can help boost your sales.