Parkinson’s disease affects about one million people in the United States and ten million worldwide. The cause remains largely unknown. Although there is no cure, treatment options vary and include medications and surgery.
One of our A+ carriers takes a responsibly aggressive approach to underwriting Parkinson’s disease and can offer favorably on those cases that are well controlled with other favorable risk factors.
Take a look at this recent case study:
Applying for $500k of Term coverage
Non tobacco user
Diagnosed with Parkinson’s disease two years ago
On low dose of Sinemet daily with no progression of symptoms
Initial underwriting assessment of Table 2
With the application of the following credits:
Controlled blood pressure
Good cholesterol ratio
Good family history
Underwriting offer after credits: STANDARD!
Contact the CPS Underwriting team today to see how we can help you place your next impaired risk case.