A++ Carrier, Over 10% Cap On The S&P 500
Rare Opportunity: A++ Carrier Now Offering Over 10% S&P 500 Cap on Fixed Indexed Annuity
In today’s shifting economic landscape — where interest rate cuts are widely expected and tariff tensions are making headlines again — it’s rare to see a safe-money product offering double-digit growth potential. That’s exactly what makes Reliance Standard Life’s recent rate update so remarkable.
A subsidiary of the globally respected TokioMarine Group and rated A++ by AM Best, Reliance Standard has raised the cap on its Accumulator Fixed Indexed Annuity to 10.25% on the S&P 500 1-Year Point-to-Point strategy. That makes it one of the only A++ rated carriers currently offering a cap over 10%.
While the Accumulator offers 5-, 7-, and 10-year terms, the 10-year option stands out as the best way to lock in this historically high cap. In a time when many expect rates to decline and market volatility to rise, clients have a narrow window to capture long-term upside without taking on market risk.
Why Indexed Annuities?
Fixed Indexed Annuities (FIAs) offer a unique combination of benefits:
- Zero market risk – your clients can’t lose principal due to market downturns.
- Annual gain lock-ins – once gains are credited, they’re locked in and can never be lost.
- No fees – most FIAs, including the Accumulator, come with no annual fees.
This is more than just a strong rate — it’s a rare combination of high growth potential, financial strength, and long-term security. For clients looking to ride out economic uncertainty with confidence, the Accumulator 10-Year offers a compelling opportunity that may not last long.
Call our Annuities Team today to see where this fits in your book.