Are Your Clients Leaving Big Money Behind?

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Every year, countless seniors surrender or lapse life insurance policies worth hundreds of thousands of dollars—and walk away with little or nothing. 

What if you could turn that missed opportunity into a win for your clients and your practice?

A life settlement allows policyholders to sell an existing policy for far more than the cash surrender value. These funds can provide immediate liquidity for retirement, healthcare, or other pressing needs, transforming an under-utilized asset into real financial freedom.

Recent Example:
  • Client: 76-year-old female
  • Policy: $500,000 Universal Life
  • Annual Premium to Age 105: $23,100
  • Cash Surrender Value: $8,600
  • Life Settlement Offer: $90,000
  • Agent Compensation: $18,000

Instead of $8,600, this client walked away with over 10 times the value!

Ideal Client Profile
  • Age 70+
  • Death Benefit $500,000+
  • Universal Life or Convertible Term

Call now to find out what’s hiding in your book.