Underwriting Family History = Preferred Underwriting Class To Make The Sale!
When it comes to underwriting, this carrier takes an aggressive approach and looks closely at controlled impairments.
Let’s take a look at this Underwriting Case Study:
- 55-year-old male
- Non-tobacco user
- Applying for $5,000,000 of UL coverage
- Receives annual checkups from his Primary Care Physician
- Favorable build, blood pressure readings and lab work including lipids
- Current medications include Lipitor and Lisinopril
- Recent, imaged study recorded as normal in medical records
- Father died at age 58 of coronary artery disease