Protect Your Clients With A Family History Of Cancer, Stroke Or Heart Disease
Claims statistics suggest we are 5 times more likely to survive rather than die before we reach age 65 of cancer, heart attack or stroke.
Claims statistics suggest we are 5 times more likely to survive rather than die before we reach age 65 of cancer, heart attack or stroke.
Advisors are uniquely positioned to help clients through times of uncertainty by offering income protection solutions, such as Individual Disability Insurance (IDI), that guard against an unforeseeable event.
A short-term policy will pay benefits for a select period up to a maximum of two years; a long-term policy will pay benefits for a select period of a minimum two years, and up to age 65 or even age 70.
The media always seeks to uncover celebrity details, and what is exposed is not always flattering.
The last thing you want is for an application to be held up in underwriting because information may be incomplete or worse yet, declined because of medical issues.
The impact of a small-business owner’s disability does not just affect the business itself, but the employees as well.
While the need for income protection is apparent, the majority of Americans have not purchased individual Disability Income insurance due to the misconception that it is too expensive.
Insurance is available for everything from a car to a cell phone, and it’s vital to remind your clients that those things don’t exist without the funds to facilitate them – which is exactly why income protection is so important.
While it is true that a DI plan could be costly for some – it certainly doesn’t have to be.