Term Insurance That Offers More!
Most clients think of term life insurance as basic death benefit protection. But today, one carrier delivers much more—valuable term coverage with powerful living benefits that provide financial support during life’s toughest moments. These features turn traditional term insurance into a true living safety net.
Today’s savvy consumers want more than low-cost coverage that only pays if they die.
For those who value protection and flexibility, this term insurance policy offers the following living benefits:
- Accelerated Death Benefit for Cancer: Provides early access to funds following a cancer diagnosis, helping clients cover treatment, travel, and recovery expenses without derailing their financial plans.
- Critical Injury Rider: Pays benefits for severe, life-changing conditions such as heart attack, stroke, invasive cancer, or paralysis.
- Alzheimer’s Rider: Allows early access to funds to help manage long-term care costs and maintain family stability during one of life’s most difficult challenges.
As an added bonus, these benefits can carry over to permanent coverage with no new underwriting during the term conversion period. This coverage also rewards agent loyalty—paying renewal commissions for the first 10 years and including commission on the policy fee, which many other carriers exclude.
Bottom line: This isn’t just term insurance. It’s a forward-thinking protection plan that delivers real value for clients when they need it most—and a lasting income opportunity for agents who believe in long-term relationships.
Contact your Life Sales & Marketing Associate for more information.