Social Security Maximization Using Life Insurance

Are you working with wealthy clients that are at or near retirement age?  If so, some of these clients may be collecting Social Security income benefits that they don't need. Life Insurance can be used...

Client's Family History Have You Down? We Have a Solution!

If you feel challenged with significant adverse family history compromising your client’s ability to achieve Preferred rates, we have a solution. Our Underwriting Team is here to help with all your...

The “Third-Tier” Of Income Protection For Top Wage Earners

The need for income protection in this country is clear – statistics show a common lack of personal savings amongst the majority of households.  And top earners are not immune. Although major corporations...

Term Insurance: Examining The Conversion Options

By the end of the story the pigs have begun to walk upright and they carry whips.  Promised improvement in conditions for other citizens have been forgotten.  And the Seven Commandments that were to serve...

Special Needs Planning

Someone who loves and cares for a family member with special needs may be concerned about ensuring that their loved one continues to receive the care he or she needs throughout their lifetime. How can you build...