The Key To Success: Answering Your Underwriter's Questions Before They Ask Them

If you were an underwriter and received the following application on your desk, what questions would you have?: Female, age 35 Noted to be retired with no annual income; Net worth left blank on the app ...

When Asset Based LTC Is A Fit

Most people will need long-term care services at some point during their lives, and the costs can be staggering. Asset Based Long-Term Care offers your clients an efficient way to plan for these potential...

Expanded Guidelines Allow More Clients to Qualify for Disability Coverage

We can help you to write your first DI policy or assist you in generating more production in the Disability Marketplace.  Remember to ask your client’s about how they would pay for their various living...

5 Reasons To Keep "B" Trusts In Your Client's Plans

Let’s talk about federal estate taxes.  Back in the old days the first spouse to die had to use the lifetime estate tax exemption at death or lose it. In the discussion that follows assume a $1,000,000...

A Sweeter Deal – Impaired Fasting Glucose

In the years leading up to the development of Type 2 diabetes, most individuals go through an asymptomatic condition called pre-diabetes.  During this time, fasting blood sugar levels may be slightly...