CPS Concierge Underwriting Designed For High-Net-Worth Private Clients
For high-net-worth clients, securing life insurance is rarely about finding the lowest premium. Instead, the real challenge often lies in navigating the underwriting process—an experience that can feel invasive, time-consuming, and unnecessarily complex.
At CPS Insurance Services, we recognize that for affluent clients, time, privacy, and efficiency are paramount.
That’s why our Concierge Underwriting Team is designed to streamline the process—removing friction while delivering thoughtful, tailored outcomes.
With just a signed client authorization—completed quickly and securely via DocuSign—our team can begin gathering key medical data, often within 48hrs. This early intelligence allows us to determine eligibility for up to $65 million in life insurance coverage—without the need for a medical exam. Ultimately, our role is to bring clarity to a process that has traditionally been uncertain.
By combining technology, expertise, and proactive coordination, we:
- Eliminate unnecessary steps
- Reduce client involvement to only what’s essential
- Deliver faster, smarter underwriting decisions
Ideal Clients
- Ages 35–60
- Death benefits ranging from $5MM to $65MM
- Standard or better risk profiles
- High-income professionals with well-documented medical history
- APS with 5-year medical history
- Recent physical exam and labs
- EKG or cardiac testing (if applicable)
Create A Better Path Forward
High net worth clients expect solutions that respect their time and simplify complexity. With the CPS Concierge Underwriting Team, life insurance becomes less about process—and more about results.
From initial authorization to final placement, we are committed to delivering a seamless, concierge-level experience that aligns with the expectations of today’s sophisticated clients.
Contact the CPS Life Sales Team at (949) 863-0700 Option 1 for assistance with a case.