Executive Underwriting – No Exams, No Labs
Many executives and professionals undergo executive physicals each year. These types of exams include a comprehensive health review, complete lab panels and cardiovascular testing.
These may be conducted at the individual’s personal physician’s office or through a formal program at major health care facilities, such as Mayo Clinic or Cleveland Clinic.
If your professional client has completed a comprehensive executive physical within the past 12 months, they may be eligible for permanent or term coverage through a streamlined underwriting process, without the need for an insurance paramedical exam and labs.
- Ages 25-65
- Up to $40 million of coverage
- Medical records are required and must include the Executive Physical Exam meeting a minimum criteria of physical measurements with vitals (height, weight, blood pressure reading, pulse), medical history review, full panel blood and urine tests, and cardiovascular testing
- Term, Indexed UL and Variable UL plans, including Survivorship (spouse must also have had an eligible physical in the past 12 months)
- Preferred and Standard classes
- Executive/Professional occupations; Minimum annual income $100k
Contact our Underwriting Team for assistance or more information.