LTC Insurance: Because There’s No Place Like Home

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Are you aware that 70% of people who reach age 65 will need Long-Term Care at some point during their lifetime?
 
While nursing homes and assisted living are popular, there is no place like home – 80% of all LTC is provided in the home, either at the home of the person receiving care or at the home of a family member.

Considering home is where the heart is, it’s important to highlight the flexibility that home care benefits provide.

Here are a few of the benefits included in most policies:
  • Home Modification
  • Home Safety Checks
  • Durable Medical Equipment
  • Provider Care Checks
  • Caregiver Training
  • Medical Alert Systems
  • Household Duties such as Laundry, Meal Preparation, and Bill Paying
  • Managing Medications
Some home care agencies will also include the following:
  • Social activities
  • Transportation to the Doctor’s Office
  • Report of Doctors office visits to family members
Emphasize these home care benefits and you’ll appeal to your clients’ desire to maintain their independence and quality of life, while increasing your potential for a successful sale.
 
For more information about home care please contact our LTC Specialists today!