Score With Life Insurance Underwriting Niches
Take a look at some surprising possibilities that can help you win a sale for clients with health impairments.
Preferred Plus MAY be available even with the following conditions:
- Anxiety/Depression/Mood Disorder – One episode, duration of less than one year, recovered, no current medication
- Asthma – Mild exercise induced or mild seasonal asthma
- Osteoporosis – With no complications
- Some skin cancers – Basal cell, superficial squamous cell carcinoma or single atypical nevus or dysplastic nevus (mole) with no family history of melanoma; Must have well-documented dermatology follow-up
Preferred MAY be available even with the following conditions:
- Anxiety/Depression/Mood Disorder – Current and only on one drug; Well-controlled
- Epilepsy – No seizures for more than 5 years; Not taking any medication
- Moles/Nevi – Up to 3 atypical or dysplastic nevi (moles) with no history of melanoma or family history of melanoma and favorable dermatology follow-up
Contact the Life Underwriting team for more details and soon win the fanfare of your clients.