As you know, no two clients are the same. They have unique financial situations, diverse needs and different occupations.
Luckily, one of our strategic carriers offers a comprehensive DI portfolio that offers a fit for every one of your client’s individual needs.
This product portfolio includes Accident Only, Short-Term Disability (accident/sickness), Long-Term Disability (accident/sickness) and Business Operating Expense.
In addition, there are numerous optional riders you can add to tailor an income protection plan to meet the needs of your clients.
Additional riders include:
- Critical Illness Benefit
- Hospital Confinement Benefit
- Return of Premium Rider
- Extended Own Occupation
- Future Insurability Option
- Extended Proportionate Disability Benefits
For more information about developing a plan tailored to your client’s needs, contact your Disability Income Insurance Specialist today.