The Advantages Of A Full Product Portfolio

As you know, no two clients are the same. They have unique financial situations, diverse needs and different occupations.

Luckily, one of our strategic carriers offers a comprehensive DI portfolio that offers a fit for every one of your client’s individual needs.

This product portfolio includes Accident Only, Short-Term Disability (accident/sickness), Long-Term Disability (accident/sickness) and Business Operating Expense.
In addition, there are numerous optional riders you can add to tailor an income protection plan to meet the needs of your clients.
Additional riders include:
  • Critical Illness Benefit
  • Hospital Confinement Benefit
  • Return of Premium Rider
  • Extended Own Occupation
  • Future Insurability Option
  • Extended Proportionate Disability Benefits
For more information about developing a plan tailored to your client’s needs, contact your Disability Income Insurance Specialist today.