Create New Sales Opportunities With Term Insurance
Promoting these solutions will not only deliver additional value to your clients, but will also help differentiate you from the competition in what is largely a price driven marketplace.
Promoting these solutions will not only deliver additional value to your clients, but will also help differentiate you from the competition in what is largely a price driven marketplace.
The market has been repositioned in recent years to be geared toward guarantees with traditional no-lapse features built into policies.
You have access to many products that can provide your clients with tax favored cash accumulation and if structured properly, will also provide for non-reportable, tax-free income.
The Income Provider Option from a few of our selected carriers allows the policy owner to select a guaranteed annual or monthly income stream death benefit for payment to one or more beneficiaries.
A policy review may uncover that the existing amount of coverage is no longer reflective of their true need and/or that there’s opportunity to enhance their coverage via the inclusion of living benefits.
One way to help your clients effectively plan for their long-term needs is to discuss the Term Conversion option.
Successful individuals between the ages of 30 and 50 with young families will find that permanent Life Insurance is an ideal asset.
After all the work, how many of your applications actually end up being placed in-force?
Recently, statistics have been released to help better identify the types of companies that typically inquire about business evaluations.
The client does not need to convert their entire term policy at once and can make use of multiple partial conversions to help keep premium costs low while providing added flexibility.